I.O.U.

EVAN DOLD III has fallen on hard times and is selling everything he owns, including the family heirlooms. When a cracked picture frame reveals an I.O.U. for $1 million made out to his grandfather and namesake from real estate baron WILLIAM BILLINGHAM. When Evan approaches the Billingham FAMILY to collect, he's drawn into a centuries-old scheme that could turn his fortunes around quickly... if he's willing to write a terrifying I.O.U. of his own.

"Are you willing to collect?"